Laptop Insurance – Protect Your Valuables!

Are you one of these people who cant cope without the latest ‘whizz bang’ laptop? If you are a bit of a gadget freak like us, then we can understand where you are coming from! But these latest laptops do come at a price right? Upwards of £1000 for the latest and greatest. That’s a lot of money, and it therefore makes a lot of sense to insure your valuable Mac or Dell or HP just in case its stolen, or damaged.

After all, most of us have no problems paying a small fortune for mobile phone insurance, why not laptop insurance?

Anyways, we seem to be dancing around the point of this website. The whole idea was dreamed up in order to provide the consumers (ie you) the opportunity to ‘compare the market’. Are you sick of seeing that annoying little ‘meercat’, well so are we. We have gone and developed out own little niche ‘Laptop Insurance Compare’

But let us share with you a some money saving tips, and a few tidbits of advice when searching for Laptop Insurance

Manufacturer’s Warranty Extension- What would you say, if we told you that this is no longer a necessity? Well, it is not required (in our opinion). You can get 5 years worth of breakdown cover as part of your monthly cover (alongside theft, worldwide cover etc etc). Just though we would let you know!

1 Month Free as a Minimum – Yep, there are many independent laptop insurance companies out there who are vying for your business. Negotiate a little bit, or at least go with a company who are offering a payment holiday of some sort!

Balance Monthly Payments V Excess – A lot of people tend to miss the point here. It is not always best to go with the lowest monthly payment, if the company have a huge excess payment requirement when a claim is made. Be careful, and always read the fine print.

Worldwide cover – Yep, a pretty easy one to explain here. When you are off swanning around Europe, or lying on the beach in Ibiza, you don’t want the sand to fall between the keyboard and wreck the computer…. And then NOT be covered. Worldwide cover is essential.

Are you a homeowner? – You may be able to add your laptop to your contents insurance policy (in fact, we are sure of it). Just make sure when you do this, you check the laptop is protected worldwide, not just inside your home. Also watch out for lengthy replacement periods and high excess. Always purchase ‘no claims bonus’ protection as well.

Phew… We hope we didn’t confuse you. Enjoy looking through our site!